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30th District Weekly Column Minimize
Nov6
November 6, 2009
11/6/2009 8:43:00 AM by 30TH DISTRICT

       

30TH DISTRICT BY

SENATOR ROBERT W. SINGER

ASSEMBLYMAN JOSEPH R. MALONE

ASSEMBLYMAN RONALD S. DANCER

...............................................................................................................................................

 

WEEKLY COLUMN

November 6, 2009

 

We would like to familiarize our readers with information on prepaid phone cards, as provided to us by the Office of the Attorney General, New Jersey Division of Consumer Affairs.

 

A prepaid phone card is a card that you purchase (for a set price) and use to make long-distance phone calls.  Prepaid phone cards are popular with travelers, students, people who frequently call overseas and those who have not selected a long-distance service.

 

Prepaid phone cards are usually sold in dollar amounts or by the number of minutes on the card.  You can purchase them at newsstands, post offices,  retail stores , and grocery or convenience stores.  Generally, they cost from $5.00 to $15.00.

 

The rates for some cards are based on calls within the continental United States or to a particular country. Many cards have an expiration date, usually printed on the back. If you do not use all the time on the card before that date, you will lose the remaining minutes.

 

Unfortunately, sometimes a card does not work or hold the value shown.  Just as unfortunate, sometimes the service provided by the sponsor of the phone card is unsatisfactory.  The store where you purchased the card has no control over the quality of service you receive.  To make sure you are getting that for which you have paid, you should be using a card costing no more than a few dollars so that you can test the service.

 

According to the Consumer Affairs website, consider the following before buying a pre-paid phone card:

 

1. Ask the store manager if he or she will give you your money back if the phone service is unsatisfactory.

 

2. Look for the rate for local and long-distance calls on the card’s package or the machine where you buy the card.  You can also get information about rates, fees, charges and minutes available and remaining on the card at the toll-free customer service number listed on the card.

 

3. If the rates are very low, beware--particularly if you plan to make international calls.  Very low rates may indicate poor customer service.

 

4.Check for an expiration date. Most cards expire one year after the first time you use it.


5. Be sure you understand the instructions that come with the card.

 

6. Make sure the card comes in a sealed envelope or has a sticker covering the “Personal Identification Number” or “PIN” number---otherwise anyone can use the time for which you have already paid.

 

What does the law cover?

 

A New Jersey law that became effective on August 1, 2008 requires disclosure of all fees and charges and that a card deliver the number of minutes promised.  If the sponsor of the card does not address your complaints, call the New Jersey Division of Consumer Affairs at 800-242-5846 (toll free within New Jersey).

 

To access more information,  go to www.njconsumeraffairs.gov .

  
 
 
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